Home Equity Rates

Print PreviewRates are subject to change without notice. Here's a list of our current home equity and consumer loan rates, which are effective as of May 6, 2008 . Please feel free to browse our latest consumer loan, CD, mortgage, IRA, and savings & checking rates.


Product
Annual
Percentage Rate
Term
Mo. Payment
Per $1000
Loan to Value
Home Equity Loans ($10,000 - $500,000) *
Equity Loan
5.750%
60 months
$19.22
Max. 80%
6.250%
84 months
$14.73
Max. 80%
6.375%
120 months
$11.30
Max. 80%
6.625%
180 Months
$8.78
Max. 80%
Home Equity Line of Credit ($10,000-$500,000) * - Variable rate of prime minus 0.50% for life - max. cap 18.00% - $35 annual fee
Equity Line of Credit **
3.740%
114 months
$3.12
Max. 80%


* No application fee or closing costs for amounts up to $250,000.

** Minimum payments made under the plan will not be sufficient to repay the outstanding principal balance. A single payment of the entire outstanding principal balance is required at maturity.