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Home Equity Rates
Rates
are subject to change without notice. Here's a list
of our current home equity and consumer loan rates,
which are effective as of
January 05, 2010 . Please feel free to browse our latest consumer loan, CD,
mortgage, IRA,
and savings & checking
rates.
Rates
are subject to change without notice. Here's a list
of our current home equity and consumer loan rates,
which are effective as of
January 05, 2010 . Please feel free to browse our latest consumer loan, CD,
mortgage, IRA,
and savings & checking
rates.
Product |
Annual Percentage Rate |
Term |
Mo. Payment Per $1000 |
Combined Loan to Value |
Home Equity Loans ($10,000 - $500,000) *
|
||||
Equity Loan | 5.500% |
60 months | $19.10 |
Max. 80% |
5.750% |
84 months | $14.49 |
Max. 80% |
|
6.000% |
120 months | $11.10 |
Max. 80% |
|
6.250% |
180 Months | $8.57 |
Max. 80% |
|
Home Equity Line of Credit ($10,000-$500,000) **
- Variable rate of Wall Street Journal Prime Rate minus 0.50% for the life of line. Maximum rate is 18%. Minimum rate is 3.950%. $35 annual fee. |
||||
Equity Line of Credit ** | Wall Street Journal Prime Rate minus 0.50% |
114 months | $2.29 *** |
Max. 80% |
* No application fee or closing costs for amounts up to $250,000.
** Home Equity Lines of Credit on owner-occupied primary residences within the state of Connecticut. No application fee or closing costs on loan amounts of $250,000 or less. Maximum Loan to Value (LTV) is 80%. 114 month term. $35 annual fee. A prepayment penalty of $500 will be imposed on all new accounts closed within 24 months of origination.
*** Minimum payments made under the plan will not be sufficient to repay the outstanding principal balance. A single payment of the entire outstanding principal balance is required at maturity.
