Home Equity Rates

Print PreviewRates are subject to change without notice. Here's a list of our current home equity and consumer loan rates, which are effective as of June 12, 2009 . Please feel free to browse our latest consumer loan, CD, mortgage, IRA, and savings & checking rates.


Product
Annual
Percentage Rate
Term
Mo. Payment
Per $1000
Loan to Value
Home Equity Loans ($10,000 - $500,000) *
Equity Loan
5.500%
 60 months
$19.10
Max. 75%
5.750%
 84 months
$14.49
Max. 75%
6.000%
 120 months
$11.10
Max. 75%
6.250%
 180 Months
$8.57
Max. 75%
Home Equity Line of Credit ($10,000-$500,000) * - Variable rate of prime minus 0.50% for the life of line. Maximum rate cap – 18%. Minimum rate – 3.95%. $35 annual fee.
Equity Line of Credit **
3.950%
 114 months
$3.29
Max. 75%


* No application fee or closing costs for amounts up to $250,000.

** Minimum payments made under the plan will not be sufficient to repay the outstanding principal balance. A single payment of the entire outstanding principal balance is required at maturity.