When submitting your resume, please include answers to the following questions:

1.  How many years of banking experience do you have?

2.  How many years of Commercial Credit Analysis experience do you have?

RESPONSIBILITIES:

 • Analyzies credit information to determine commercial credit risk

 • Provides independent analysis/underwriting review of credit in support of sound lending practices in compliance with Bank’s policies and procedures

 • Assists with review of selected loan and collateral documentation for adequacy

 • Makes recommendations on new credit and structuring/restructuring credits to reduce lose potential

 • Assists in preparation of reports produced by the Credit Department on the status of the Bank’s portfolio

 • Remains current with new regulations and procedures as required to ensure the Bank is in compliance as it applies to the Credit Department

QUALIFICATIONS:

 • Bachelor’s degree equivalency required

 • Minimum of two to four years experience in the credit field or related field

 • Strong knowledge of financial spreading software and accounting concepts

 • Basic macroeconomic concepts and strong written and verbal communication skills, problem solving and analytical skills required

 • Proficiency with Word and Excel